Build Your Personal Credit
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Get Your Credit Where It Needs To Be!
To run and build your life, you need to qualify for loans and credit lines at the best loan rates possible. Personal credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.
The EverCredit Program helps you build or fix your personal credit step by step using a proven, field tested, approved, and highly personalized process. By using our user-friendly & intuitive software and the only full-service credit adviser team in the industry, you’ll be guided every step of the way, simplifying your experience of obtaining or fixing personal credit.
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EverCredit Helps You:
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Document Preparation and Credit Education We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
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Prepare All Necessary Correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
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Consulting, Coaching, and Monitoring Services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.
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In Return For The Service's Above:
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.
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It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney. ​
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What Is A Credit Score
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher than someone who had a good credit score and borrowed money. Therefore, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.
What Affects Your Credit Score?
